Britton has been learning quite a bit about trip insurance. You’ll find her articles at this link. I recently reached out to Suzanne Morrow, Senior Vice President for InsureMyTrip.com to ask a couple of questions.

1. What are the top three coverages that a U.S. traveler to Europe would want in trip insurance?

Travel insurance isn’t one-size-fits-all. Every trip is different, and every traveler has different needs and concerns. With that said – if an American is traveling out of the country, we recommend they consider emergency medical and evacuation coverage. Most domestic health insurance, including Medicare, will not cover medical bills…

You don’t necessarily have to love a niche to build a great business around it, says Corey Hargarther of Dream Vacations. You just need a great group leader and a unique spin that differentiates you from the competition.

That’s been Hargarther’s plan for his board gaming cruise group, and it’s working. Meeples at Sea, which began with 20 inside cabins on a four-night Carnival cruise out of Jacksonville, has grown to 60, mostly in balcony rooms, on Celebrity Apex.

“It’s not as much about finding a niche that appeals to the masses as it is finding some sort of differentiator that’s not fully covered by your competitors,” Hargarther says. “There are other board gaming cruises—but they are on mass-market cruise lines, and none focus on adults like…